Terms of Service

1Acceptance of Terms & Binding Agreement

These Terms of Service ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", or "your") and AllCashbackRates.com ("AllCashbackRates", "we", "us", or "our") governing your access to and use of our website, comparison calculators, search tools, and related digital services (collectively, the "Site").

By accessing, browsing, or utilizing any portion of this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree to all provisions contained herein, you must immediately cease accessing and using the Site.

2Nature of Informational Service (Non-Financial Operator)

AllCashbackRates provides an independent, programmatic rate aggregation and comparison platform. We aggregate publicly available and verified cash back rebate percentages, credit card points multipliers, promotional tiers, and welcome bonuses across 22+ third-party cashback platforms for over 49,000 online merchants.

3Rate Accuracy, Volatility & Disclaimers

While we deploy automated synchronization crawlers and rigorous editorial checks to maintain daily rate accuracy, cashback percentages and promotional conditions fluctuate frequently without prior notice.

Merchant rates may vary based on product subcategories, customer status (new vs. returning customers), purchase currency, and promotional timing (e.g., flash sales, holiday multipliers). In addition, specific exclusions universally apply to retail transactions, including but not limited to:

• Gift card, e-gift certificate, and stored-value voucher purchases;
• Taxes, customs duties, shipping, and extended warranty charges;
• Unauthorized promotional codes or third-party coupons not approved by the cashback portal;
• Orders subsequently returned, cancelled, refunded, or flagged for fraudulent resale.

Pre-Purchase Verification Notice: We do not guarantee that the rebate rates displayed on this Site reflect active rates at the precise second of your purchase. You are solely responsible for verifying current rates, terms, and category exclusions directly on the selected cashback portal before finalizing any commercial transaction.

4Affiliate Links & Commercial Partnerships

In accordance with FTC regulations, please be advised that outbound links on AllCashbackRates may be affiliate referral links. When you click an "Activate" button, sign-up bonus call-to-action, or portal link and subsequently join or purchase, we may receive a commission or referral bonus from the affiliate network or merchant.

This referral compensation comes at no additional cost to you and supports the ongoing infrastructure, API development, and data scraping required to keep our tools free and fast. Our algorithmic sorting and comparison displays remain independent and objective.

5Permitted Use & Prohibited Conduct

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site strictly for personal, non-commercial consumer shopping comparison purposes. You expressly agree not to:

• Use high-frequency automated scraping scripts, bots, spiders, or harvesting tools to extract comparison data or database records without prior express written consent;
• Engage in any denial-of-service (DoS/DDoS) attack or probe, scan, or breach server infrastructure and network vulnerabilities;
• Circumvent, disable, or tamper with security features, Cloudflare bot mitigation systems, or rate-limiting protocols;
• Frame, mirror, or repackage our comparison database for commercial resale or syndication;
• Use the Site in violation of any applicable federal, state, local, or international law or regulation.

6Intellectual Property & Nominative Fair Use

The original software code, user interface designs, visual layouts, curated editorial guides, and database architecture of AllCashbackRates are protected by copyright, trademark, and other proprietary laws of the United States and international treaties.

All merchant trademarks, logos, brand names, and portal designations (such as Nike, Sephora, Macy's, Rakuten, TopCashback, BeFrugal, etc.) appearing on the Site are the intellectual property of their respective trademark holders. The use of these trademarks is solely for nominative fair use to identify retailers and comparative reward services. AllCashbackRates is not affiliated with, sponsored by, or endorsed by any merchant unless explicitly stated.

7Disclaimer of Warranties ("AS IS" & "AS AVAILABLE")

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW:

THE SITE, ITS COMPARISON CONTENT, ESTIMATED REBATES, CALCULATORS, AND SOFTWARE TOOLS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. ALLCASHBACKRATES EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, NOR DO WE WARRANT THAT REBATE TRACKING AT THIRD-PARTY NETWORKS WILL REGISTER PROPERLY OR THAT MERCHANT PURCHASES WILL BE QUALIFIED FOR PAYOUTS.

8Limitation of Liability

UNDER NO LEGAL THEORY SHALL ALLCASHBACKRATES BE LIABLE FOR DAMAGES:

IN NO EVENT SHALL ALLCASHBACKRATES, ITS OPERATORS, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES—INCLUDING LOST REBATES, LOST PROFITS, TRACKING FAILURES, MISSING BONUS DISBURSEMENTS, DATA LOSS, OR SYSTEM INTERRUPTION—ARISING FROM OR RELATING TO YOUR USE OF THE SITE OR INABILITY TO CLAIM CASH BACK.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO DISCONTINUE USING OUR SERVICES. IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

9Third-Party Links & Independent Terms

When you click outbound links on our Site, you are leaving AllCashbackRates and navigating to external third-party portals or retailer websites. We have no operational control over external websites and assume no legal responsibility for their terms, privacy practices, customer service, cookie policies, or tracking integrity. You should review the individual Terms of Use and Privacy Policies of each external site before engaging in transactions.

10Indemnification

You agree to defend, indemnify, and hold harmless AllCashbackRates and its operators from and against any claims, liabilities, damages, judgments, losses, costs, expenses, or legal fees arising out of or relating to your violation of these Terms, your misuse of the Site, or your infringement of any rights of a third party.

11Governing Law & Severability

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms shall be instituted exclusively in the applicable courts.

If any provision of these Terms is deemed unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be severed to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.